Financial & Pension Advisory | Navigation Wealth

Finanical and Pension Advisory Service

Retirement Planning

This service is about removing the jargon associated with pensions, simplifying their use and applying clear logic so as to maximise your retirement benefits.

Forward planning for your retirement can mean the difference between having the reassurance of financial security in later years rather than worrying how you will cope. Pensions offer a significant tax effective way to save for retirement and will invariably form part of your overall plan when funding your retirement

This service applies to:

Approved Retirement Funds
Personal Fund Threshold Calculations
Revenue Maximum Funding
Technical advice
Defined benefit and Defined Contribution Individual Plan Advice
Pension Transfers
Personal Pensions, Executive Pension Plans, PRSAs and Additional
Voluntary Contribution Plans
Small Self Administered and Self Directed Pension Schemes

Approved Retirement Funds (ARFs)

Protection

Life assurance products are designed to provide money when its most needed by transferring the financial risk to an insurance company.

Whilst protection is important part of planning, each client requires individual and personalised solutions. We will assess the level of protection you require taking into account your current situation and longer term objectives.

Protection Solutions that our clients require advice on

Life Cover

The most common reason for taking out life assurance will be to cover a mortgage or to provide replacement income upon death. This can be implemented in a wide variety of ways and type including Term Assurance, Whole Of Life, Pension Term Assurance, Mortgage Protection with added features such as conversion options and indexation. We will select the most appropriate cover and features to match your needs.

Critical Illness Cover

Critical Illness Cover pays you a lump sum if you are diagnosed with one of the defined illnesses or disabilities cover by the plan. Examples being: cancer, stroke, heart attack etc. Such policies can be established in conjunction with life assurance policies with varying features applying such as conversion options and indexation being the most popular for consideration.. We will guide you through the process and make a recommendation as to which product suits you best.

Income Protection

Income protection is not quite as commonly known as Life Assurance, however it has in our view greater significance. The objective of this type of cover is to replace income in the event you are unable to work due to injury or illness in the longer term. This is not an accident policy, it is implemented to provide peace of mind that if you are unable to work after an initial period of 13, 26 or 52 weeks (you choose the term) then income of up to 75% of your salary (less any social welfare entitlements) can be paid to you.

Sustainability Remuneration Policies

We are remunerated by commission and other remuneration from product providers. The key product providers with which we engage, and receive remuneration from, have developed responsible investment as part of their investment philosophies and sustainability risk policies.

testimonials

Navigation Wealth now operate as an integral part of the advice we provide to our clients. Their practice is busy but somehow they find time to answer our many questions, make suggestions and provide innovate solutions for our clients pension and investment requirements. Their knowledge, experience and ability to articulate it well has proven financially very valuable to our clients and reassuring to us. We trust them!
O'Connor Pyne & Company,
"Richard and Paul has been a key support to our firm and clients for over five years. Their combined skill set has generate clever and profitable solutions for our clients. We highly regard their ability to engage with our clients and value their client first approach. Highly recommended!" Top Qualities: Thorough Solutions, Clear Explanations, High Integrity and Trust
Westboro Partners Ltd,
We at TA Sheehan & Co cannot say enough good things about our experiences working with Navigation Wealth. We are 100% confident in using their services for our clients financial planning, pension and investment requirements. Both Paul and Richard have a core depth of knowledge and skill in explaining what typically tedious and complicated topics to our clients are. They simplify the detail, provide expert advice and go above and beyond to help us and our clients. We would never go to anyone else! Top Qualities: Clarity, High Integrity, Trust, Client Focused
T.A. Sheehan & Co,
"We have engaged the services of Navigation Wealth for a number of years now and will not be recommending any other firm of financial planners to our clients. Richard has always been there for us with suggestions and creative ideas for our clients that ultimately lead to better outcomes for our clients. We enthusiastically refer our clients to Navigation Wealth and in an era of greater complexity, it is great to have an ally like Navigation Wealth available to you." Top Qualities: Creative, Expert, Trust
James Kelly & Associates, Accountants,
We cannot say enough about Paul Moore's dedication and highest calibre professionalism toward our clients. Year after year, Paul carefully reviewed our clients' pension and investment portfolios in an objective, impartial and considered way so as to ensure our clients received the best outcomes. Navigation Wealth have continued to support the advice and service we provide to our clients, they source the most suitable solutions for our clients, they maximise value and manage the investment risk of our clients' portfolios and have added immense value to the services we provide. We highly recommend Navigation Wealth for any accountancy firm, solicitor or client, we trust them to work closely, confidentially with high integrity with all our clients. Top Qualities: Great Client Feedback, Confidence, Expert Advice, Trust.
Martin & Company,