Investment Advisory
WHO IS THIS FOR?
WHO IS THIS FOR?
This service is primarily focused on the establishment and monitoring of your investments under our remit, to ensure that they continue to be relevant to your circumstances.
It is of particular value to those who are about to make investments for themselves or on behalf of a Trust or a company.
It is also for those with existing investments seeking an objective evaluation to ensure the investments held are relevant to your current financial position and objectives.
Investment Planning is applicable to personally held investments, pensions, ARFs, company held assets or those held in Trusts.
OUR INVESTMENT PHILOSOPHY
OUR INVESTMENT PHILOSOPHY
As professional advisers, we have a duty to do what we believe is right by our clients. When it comes to investing your money we will not use unregulated, unnecessarily complex and risky investments. We manage our client’s investments in a prudent, cost effective manner and try to achieve the most relevant market return on a consistent basis.
Investments are of themselves simple. The packaging can be complicated so our philosophy is to where possible use lower cost funds, such as index based funds, managed by credible investment managers to form a highly diversified investment strategy tailored to your investment risk profile. This approach is not offered by many other advisers, stockbrokers or tied agents as they can often be restricted in terms of what they offer which is equally reflected in the costs they charge.
We have access to many institutional and specialist funds which are not usually available to retail investors which brings added value in terms of cost and asset allocation opportunities.
What does this service typically include
New Clients
Initial meeting to establish your objectives and get familiar with what you are trying to achieve
Personalised investment risk assessment to aid the process of crafing a portfolio to meet your objectives and investment risk level
Issuing of a tailored diversified Investment Report specific to your needs and objectives
Follow up meeting to discuss, and give sufficient time for you to understand the recommended investment solution
Agree on the asset allocation and ensure that it is sufficiently diversified, with the appropriate investment duration and risk
Consider the tax implications
Follow up meeting to discuss, and give sufficient time for you to understand the recommended investment solution
Agree on the asset allocation and ensure that it is sufficiently diversified, with the appropriate investment duration and risk
Consider the tax implications
Work closely with you to establish the investment portfolio, liaise with the providers and ensure compliance with Money Laundering and compliance obligations
Existing Clients
Investment review meeting at an agreed frequency to discuss and review the strategy
Valuations on request or at least once every 12 months
At reviews, adjusting investments to keep them aligned to your objectives and attitude to risk
Dedicated team of staff to answer calls and react as promptly as possible to your enquiries
Periodic investment and financial updates
Valuations on request or at least once every 12 months
At reviews, adjusting investments to keep them aligned to your objectives and attitude to risk
Dedicated team of staff to answer calls and react as promptly as possible to your enquiries
Periodic investment and financial updates
This EU Regulation is effective 10 March 2021. As the area of the SFDR is new and evolving without sufficient information being currently available, we do not currently assess in detail the adverse impact of investment decisions on suitability when providing investment or insurance advice.
The key product providers with which we engage have developed responsible investment as part of their investment philosophies and sustainability policies. However, detailed information on specific fund recommendations we recommend is not always available. As further information on the approach being taken by product providers, and their internal/external fund managers, becomes available over the course of the next year, we anticipate reviewing these areas in our assessments.
TESTIMONIALS
PROFESSIONAL FIRMS THAT TRUST US
2nd Floor, Northpoint House, Northpoint Business Park, Mallow Road, Cork
+353 (0)21 4909 104