This service is primarily focused on the establishment and monitoring of your investments under our remit, to ensure that they continue to be relevant to your circumstances.
It is of particular value to those who are about to make investments for themselves or on behalf of a Trust or a company.
It is also for those with existing investments seeking an objective evaluation to ensure the investments held are relevant to your current financial position and objectives.
Investment Planning is applicable to personally held investments, pensions, ARFs, company held assets or those held in Trusts.
As professional advisers, we have a duty to do what we believe is right by our clients. When it comes to investing your money we will not use unregulated, unnecessarily complex and risky investments. We manage our client’s investments in a prudent, cost effective manner and try to achieve the most relevant market return on a consistent basis.
Investments are of themselves simple. The packaging can be complicated so our philosophy is to where possible use lower cost funds, such as index based funds, managed by credible investment managers to form a highly diversified investment strategy tailored to your investment risk profile. This approach is not offered by many other advisers, stockbrokers or tied agents as they can often be restricted in terms of what they offer which is equally reflected in the costs they charge.
We have access to many institutional and specialist funds which are not usually available to retail investors which brings added value in terms of cost and asset allocation opportunities.
Initial meeting to establish your objectives and get familiar with what you are trying to achieve
Personalised investment risk assessment to aid the process of crafing a portfolio to meet your objectives and investment risk level
Work closely with you to establish the investment portfolio, liaise with the providers and ensure compliance with Money Laundering and compliance obligations
This EU Regulation is effective 10 March 2021. As the area of the SFDR is new and evolving without sufficient information being currently available, we do not currently assess in detail the adverse impact of investment decisions on suitability when providing investment or insurance advice.
The key product providers with which we engage have developed responsible investment as part of their investment philosophies and sustainability policies. However, detailed information on specific fund recommendations we recommend is not always available. As further information on the approach being taken by product providers, and their internal/external fund managers, becomes available over the course of the next year, we anticipate reviewing these areas in our assessments.
Navigation Wealth now operate as an integral part of the advice we provide to our clients. Their practice is busy but somehow they find time to answer our many questions, make suggestions and provide innovate solutions for our clients pension and investment requirements. Their knowledge, experience and ability to articulate it well has proven financially very valuable to our clients and reassuring to us. We trust them!
"Richard and Paul has been a key support to our firm and clients for over five years. Their combined skill set has generate clever and profitable solutions for our clients. We highly regard their ability to engage with our clients and value their client first approach. Highly recommended!" Top Qualities: Thorough Solutions, Clear Explanations, High Integrity and Trust
We at TA Sheehan & Co cannot say enough good things about our experiences working with Navigation Wealth. We are 100% confident in using their services for our clients financial planning, pension and investment requirements. Both Paul and Richard have a core depth of knowledge and skill in explaining what typically tedious and complicated topics to our clients are. They simplify the detail, provide expert advice and go above and beyond to help us and our clients. We would never go to anyone else! Top Qualities: Clarity, High Integrity, Trust, Client Focused
"We have engaged the services of Navigation Wealth for a number of years now and will not be recommending any other firm of financial planners to our clients. Richard has always been there for us with suggestions and creative ideas for our clients that ultimately lead to better outcomes for our clients. We enthusiastically refer our clients to Navigation Wealth and in an era of greater complexity, it is great to have an ally like Navigation Wealth available to you." Top Qualities: Creative, Expert, Trust
We cannot say enough about Paul Moore's dedication and highest calibre professionalism toward our clients. Year after year, Paul carefully reviewed our clients' pension and investment portfolios in an objective, impartial and considered way so as to ensure our clients received the best outcomes. Navigation Wealth have continued to support the advice and service we provide to our clients, they source the most suitable solutions for our clients, they maximise value and manage the investment risk of our clients' portfolios and have added immense value to the services we provide. We highly recommend Navigation Wealth for any accountancy firm, solicitor or client, we trust them to work closely, confidentially with high integrity with all our clients. Top Qualities: Great Client Feedback, Confidence, Expert Advice, Trust.