Navigation Wealth Ltd trading as Navigation Wealth is committed to respecting and protecting your privacy and cares about the way in which your personal information is treated.
Â Data controller
Navigation Wealth operates its business model by providing services to retail and professional clients. Acting as data controller, Navigation Wealth processes personal information for the purpose of providing individual tailored financial planning, investment advice and implementation support to its retail clients. Navigation Wealth, acting as data controller, also processes personal data for the purposes of managing its employees. Navigation Wealth, acting as data processor, processes personal data for the purpose of its provision of individually tailored, high quality strategic investment and pension management services to its clients.
In this Privacy Notice we set out:
Â What personal information do we collect about you?
We may collect personal information from you (and, through you, from your directors, officers, partners, employees, secondees, representatives, agents and contractors) in the course of our business, including through your use of our website, when you contact or request information from us, when you engage our services or as a result of your relationship with one or more of our staff and clients.
The personal information that we process includes:
Â How we obtain your personal information
We collect information from you as part of our business acceptance processes and about you and others as necessary in the course of providing our services.
We also collect your personal information while monitoring our technology tools and services, (including our websites and email communications sent to and from Navigation Wealth) and we gather information about you when you provide it to us, or interact with us directly, for instance engaging with our staff, providing a business card or registering on one of our digital platforms or applications.
We may also collect or receive information about you from other sources, such as keeping the contact details we already hold for you accurate and up to date using publically available sources.
Â How we use your personal information
We collect and process personal information about you in a number of ways, including through your use of our website and in the provision of services by us.Â We use that information:
Â Use of Navigation Wealth website
A number of facilities on our website invite you to provide us with personal information, such as the â€˜Contact usâ€™ section of our website and our email queries facilities.Â The purpose of these facilities is apparent at the point that you provide your personal information and we only use that information for those purposes.
Our website may use Google Analytics and other similar web-based technology analytics tools that track and report on the manner in which the website is used to help us to improve it. Google Analytics does this by placing small text files called â€˜cookiesâ€™ on your device. The information that the cookies collect, such as the number of visitors to the site, the pages visited and the length of time spent on the site, is aggregated and therefore anonymous.
Â Marketing and other emails
If you receive marketing communications from us and no longer wish to do so, you may unsubscribe at any time by emailing us here.
We use personal information to understand whether you read the emails and other materials, such as that we send to you, click on the links to the information that we include in them and whether and how you visit our website after you click on that link (immediately and on future visits).Â We do this by using software that places a cookie on your device which tracks this activity and records it against your email address. Please see â€˜Use of Navigation Wealth websiteâ€™ above for more information on cookies and how to manage and remove them. Removal of this cookie will not affect your experience on our websites.
If you receive marketing communications from us and no longer wish to do so, you may unsubscribe at any time byÂ emailing us here.
Â Meetings, events and seminars
We will collect and process personal information about you in relation to your attendance at our offices or at an event or seminar organised by Navigation Wealth or its business partners. We will only process and use special categories of personal information about your dietary or access requirements in order to cater for your needs and to meet any other legal or regulatory obligations we may have. We may share your information with IT and other service providers or business partners involved in organising or hosting the relevant event.
We collect, create, hold and use personal information in the course of and in connection with the services we provide to our clients.Â We will process identification and background information as part of our business acceptance, finance, administration and marketing processes, including anti-money laundering, conflict, reputational and financial checks.Â We will also process personal information provided to us by or on behalf of our clients for the purposes of the work we do for them.Â The information may be disclosed to third parties to the extent reasonably necessary in connection with that work.Â Please also see â€˜Who we share your personal information withâ€™Â and â€˜Which countries we transfer your personal information toâ€™Â below.
On what basis we use your personal information
We use your personal information on the following bases:
How long we keep your personal information
Your personal information will be retained in accordance with our data retention policy which also specifies the appropriate retention period for each category of data.Â Those periods are based on the requirements of applicable data protection laws and the purpose for which the information is collected and used, taking into account legal and regulatory requirements to retain the information for a minimum period, limitation periods for taking legal action, good practice and Navigation Wealthâ€™s business purposes.
Who we share your personal information with
We may also share your personal information with certain trusted third parties in accordance with contractual arrangements in place with them, including:
How we protect your personal information
Navigation Wealth use a variety of technical and organisational measures to help protect your personal information from unauthorised access, use, disclosure, alteration or destruction consistent with applicable data protection laws. However, although we will do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to us or to our website. Any transmission of personal information is at your own risk.
As effective as modern security practices are, no physical or electronic security system is entirely secure. We cannot guarantee the complete security of our database, nor can we guarantee that information you supply will not be intercepted while being transmitted to us over the internet. We have however implemented strict internal guidelines to ensure that your privacy is safeguarded at every level of our organisation and will continue to update policies and implement additional security features as new technologies become available.
Where we have given you a password which enables you to access certain parts of our website, you are responsible for keeping that password confidential. We ask you not to share your password with anyone.
Which countries we transfer your personal information to
The level of information protection in countries outside the EEA may be less than that offered within the EEA. Where this is the case, we will implement appropriate measures to ensure that your personal information remains protected and secure in accordance with applicable data protection laws.Â EU standard contractual clauses are in place between Navigation Wealth and third party service providers that share and process personal data.Â Where our third party service providers process personal data outside the EEA in the course of providing services to us, our written agreement with them will include appropriate measures, usually standard contractual clauses.
Your rights regarding your personal information
The European Unionâ€™s General Data Protection Regulation and other applicable data protection laws provide certain rights for data subjects.
You are entitled to request details of the information we hold about you and how we process it.Â You may also have a right in accordance with applicable data protection law to have it rectified or deleted, to restrict our processing of that information, to stop unauthorised transfers of your personal information to a third party and, in some circumstances, to have personal information relating to you transferred to another organisation. We will respond to your request in writing, or orally if requested, as soon as practicable and in any event within 30 days of receipt of your request. We may request proof of identification to verify your request.
Data Access Request. To make a Data Access Request, please visit our Data Access Request page.
You also have the right to lodge a complaint in relation to our processing of your personal information with a local supervisory authority which in Ireland is the Data Protection Commission.
If you object to the processing of your personal information, or if you have provided your consent to processing and you later choose to withdraw it, we will respect that choice in accordance with our legal obligations. Your objection (or withdrawal of any previously given consent) could mean that we are unable to perform the actions necessary to achieve the purposes set out above (see â€˜How we use your personal informationâ€™) or that you may not be able to make use of the services and products offered by us. Please note that even after you have chosen to withdraw your consent we may be able to continue to process your personal information to the extent required or otherwise permitted by law, in particular in connection with exercising and defending our legal rights or meeting our legal and regulatory obligations.
We must ensure that your personal information is accurate and up to date. Therefore, please advise us of any changes to your information byÂ firstname.lastname@example.org.
Links to other sites
Our website may, from time to time, contain links to and from other websites. If you follow a link to any of those websites, please note that those websites have their own privacy policies and we do not accept any responsibility or liability for those policies. Please check those policies before you submit any personal information to those websites.
Changes to this Privacy Statement
We reserve the right to change this Privacy Statement from time to time at our sole discretion. If we make any changes, we will post those changes here and update the â€œLast Updatedâ€ date at the bottom of this Privacy Statement. Your continued use of this website after we make changes is deemed to be acceptance of those changes, so please check this Privacy Statement periodically for updates.