Warning: The provision of this service does not require licensing, registration or authorisation by the Central Bank of Ireland, and as a result is not covered by Central Bank of Ireland rules designated to protect consumers or by a statutory compensation scheme.
Alongside our regulated services, we may also provide general information and guidance on certain financial and planning matters that fall outside the scope of regulated activities. Such guidance is provided for general information purposes only and does not constitute regulated financial advice or a personal recommendation. These activities are distinct from the regulated services we provide under our authorisation from the Central Bank of Ireland.
The regulatory classification of any activity will depend on the nature of the service being provided and the relevant applicable legislation.
These services may include:
General Financial Planning
We provide general information and guidance to help individuals understand the key principles of financial planning and the importance of taking a structured approach to managing their finances. This may include general information on budgeting, managing income and expenditure, setting financial goals, building financial resilience and considering future financial needs.
Our aim is to raise awareness of the factors that may influence an individual’s financial wellbeing and encourage informed consideration of their longer-term financial objectives. This activity is intended for general information purposes only and does not take account of an individual’s specific financial circumstances, needs or objectives. It does not constitute a personal recommendation or regulated financial advice.
General financial planning is separate from any regulated insurance, pension or investment advisory services provided by our firm under its authorisation by the Central Bank of Ireland. Where individual circumstances require specific financial advice, clients may wish to seek advice through an appropriately authorised service.
General Retirement Planning
We provide general information and guidance to help you understand the key considerations involved in planning for retirement. This may include raising awareness of the importance of early retirement planning, considering your future retirement needs, understanding general retirement options and identifying factors that may influence your retirement goals.
This service is intended for general information purposes only and does not take account of your individual financial circumstances, needs or objectives. It does not constitute a personal recommendation, financial advice or a recommendation to purchase, amend or cancel any financial product.
General retirement planning is provided as an unregulated activity and is separate from any regulated insurance, pension or investment advisory services that may be offered by our firm under its authorisation by the Central Bank of Ireland.
General Estate Planning
We provide information to help you understand the key considerations involved in estate planning and the importance of planning for the future. This may include raising awareness of the importance of making a will, understanding the general principles of inheritance, considering how assets may be passed on to beneficiaries, and highlighting factors that may affect the transfer of wealth between generations.
This service is intended for general information purposes only and does not take account of your individual financial circumstances, family situation or personal objectives. It does not constitute legal, tax or financial advice, nor does it include personalised recommendations in relation to wills, inheritance, trusts or financial products.
General estate planning is provided as an unregulated activity and is separate from any regulated insurance, pension or investment advisory services that may be offered by our firm under its authorisation by the Central Bank of Ireland. Where appropriate, you may wish to consult a qualified solicitor, tax adviser or other relevant professional for advice specific to your circumstances.
General Information on Investments in Unregulated Assets
We provide general information to help you understand the characteristics and considerations associated with investments in unregulated assets. This may include raising awareness of the different types of assets that may fall outside traditional regulated investment markets, explaining general investment concepts, and highlighting factors such as potential returns, liquidity, valuation, transparency and investment risk.
Investments in unregulated assets may carry significant risks, including the potential loss of some or all of the capital invested. Such assets may be difficult to value or sell, may have limited investor protections and may not be subject to the same regulatory oversight as traditional investment products.
This service is intended for general information purposes only and does not take account of your individual financial circumstances, needs or objectives. It does not constitute investment advice, a personal recommendation or a recommendation to buy, hold or sell any particular asset.
This activity is intended to be separate from the regulated insurance, pension and investment advisory services that may be offered by our firm under its authorisation by the Central Bank of Ireland. The regulatory status of any activity depends on its nature and the applicable legislation, rather than the description used.
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Don’t leave your financial future to chance. Contact Navigation Wealth today to schedule a consultation and start planning for a secure and prosperous future. Your peace of mind is our priority!